AssetFlex Services
Truck Finance
Flexible truck finance solutions to keep your business moving forward.
Customised finance for your situation
A truck is a working asset, and the finance behind it should pay for itself. Whether you are an owner-driver buying your first prime mover or adding units to an established fleet, structure matters as much as rate.
The AssetFlex team arranges chattel mortgages, leases and refinancing across new and used heavy vehicles, including private sales and auction purchases.
Truck Finance options we arrange
- Secured Truck Loans
- Unsecured Truck Loans
- Commercial Truck Loans
- Truck Loan Refinancing
- Bad Credit Truck Loans
Talk to a specialist
Not sure which structure suits you? A short conversation usually saves more than a long comparison table.
1300 600 059What you get
Why finance it through us
New, used and older units
Age and kilometre policies vary widely between lenders. We know which ones will look at the truck you actually want.
First-time owner-drivers
Coming off wages into your own ABN? Several lenders on our panel have programs specifically for that step.
Fleet and multi-unit facilities
Consolidate several units under one line so you are not renegotiating with every purchase.
Enquire
Get truck finance moving
Send us the basics and we will come back with options from our lender panel — usually the same business day. No obligation, and no impact on your credit file until you ask us to proceed.
FAQ
Common questions
Can I finance a truck bought at auction or privately?
Yes. Private and auction purchases are common in heavy vehicles. The lender will verify the asset and typically requires a valuation or inspection, which we coordinate for you.
How old a truck will lenders finance?
Policies differ significantly. Many lenders finance trucks up to fifteen years old at settlement, and some will go older for well-maintained, mainstream makes. We match the asset to the lenders that will consider it.
What is a chattel mortgage?
A chattel mortgage is the most common structure for business vehicle finance. You own the truck from day one and the lender takes security over it. It generally offers GST and depreciation advantages — confirm the specifics with your accountant.
Also available
Other finance options
Car Finance
Flexible, affordable car finance to get you on the road with confidence.
Learn more
Personal Loans
Convenient finance options to help you handle life’s bigger moments without the stress.
Learn more
Business Loans
Tailored business funding to support your expansion, stock and cash flow needs.
Learn moreReady to get moving?
Tell us what you are financing and we will come back with real options — usually the same business day.