AssetFlex Services
Car Finance
Flexible, affordable car finance to get you on the road with confidence.
Customised finance for your situation
Whether you are buying your first car, upgrading the family SUV or adding a vehicle to the business, the right car loan can save you thousands over its life.
The AssetFlex team compares secured and unsecured options across our lender panel and matches the rate, term and balloon to your budget — not to whatever the dealership happened to offer on the day.
Car Finance options we arrange
- Secured Car Loans
- Unsecured Car Loans
- Bad Credit Car Loans
- Car Refinancing
- Commercial Car Loans
Talk to a specialist
Not sure which structure suits you? A short conversation usually saves more than a long comparison table.
1300 600 059What you get
Why finance it through us
Dealer and private sales
Finance a car from a dealership, a private seller or an online marketplace — settlement is handled either way.
Pre-approval before you shop
Walk into the negotiation knowing your budget and your rate, which puts you in a far stronger position.
Balloon payments that suit you
Lower your monthly repayment with a residual, or pay the loan flat — we model both before you commit.
Enquire
Get car finance moving
Send us the basics and we will come back with options from our lender panel — usually the same business day. No obligation, and no impact on your credit file until you ask us to proceed.
FAQ
Common questions
How long does car finance approval take?
Most straightforward applications receive a lender decision within one business day once we have your identification, income evidence and vehicle details. More complex applications, including those with credit impairment, can take a little longer.
Can I get a car loan with bad credit?
Often, yes. Several lenders on our panel assess applicants with defaults, judgements or a discharged bankruptcy. Rates are typically higher, and we will always show you the true cost before you proceed.
Should I choose a secured or unsecured car loan?
A secured loan uses the vehicle as collateral and usually carries a lower rate. An unsecured loan suits older vehicles or private sales where a lender will not take security. We compare both for your circumstances.
Also available
Other finance options
Personal Loans
Convenient finance options to help you handle life’s bigger moments without the stress.
Learn more
Business Loans
Tailored business funding to support your expansion, stock and cash flow needs.
Learn more
Truck Finance
Flexible truck finance solutions to keep your business moving forward.
Learn moreReady to get moving?
Tell us what you are financing and we will come back with real options — usually the same business day.